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苹果公司即将推出移动钱包

Apple is preparing to launch an “iWallet” app allowing customers to pay easily for with their mobile phone. The project is believed the already have Visa on board, and is expected to use the firm’s Touch ID fingerprint sensor to confirm a customer’s identity. The app could launch in the Autumn alongside Apple’s new iPhone 6.

Apple will unveil the iPhone 6 in mid-September. The handset will be available in two sizes - a 4.7inch and 5.5inch version. According to tech blog The Information, “Apple executives have discussed launching a mobile ‘wallet’ as soon as this fall for people to use their iPhones to pay for goods in physical stores.”

Apple has told some partners its system would involve a so-called secured element in the phones—a piece of hardware where sensitive information such as a phone owner’s financial credentials can be stored. This expected to be the same secure system currently used to store fingerprint information, which is also set to store health data.

Earlier this month Visa launched a new service called Visa Checkout that gets rid of a few steps in online payment. The company and its retailing partners, including Neiman Marcus, Pizza Hut, Staples and others, hope a quicker payout will lead to sales rise online. 

As more customers shop on smaller screens like smartphones and tablets, the trouble of entering in credit card numbers and billing addresses is becoming a tough problem and payment processors have been working to find ways to simplify the process.

Visa Checkout joins similar services like eBay’s PayPal, MasterCard’s MasterPass, Amazon’s one-click checkout and others. Visa has been working to expand its reach into the payments processing business with new products like Visa Checkout. 

The company is also opening a technology center in San Francisco in an effort to court mobile developers in the Bay Area tech community. It plans to hire 100 new technology workers for the center.

 

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