奇速英语

My daughter recently asked what she should do with some money she’s been saving over the past few months. As a teenager she makes the most of her chances of making money.

Her mom and I were divorced（离婚）, and though we do our best to be better parents, we do have different views on money, and offer our kids different directions. Their mom is all about being a careful user. She has the kids buy their own clothes, pay for sports equipment and pet supplies, and save whatever’s left over for a dream buy.

I encourage them to keep a balance between spending and investments. I’m happy to provide clothes and basic sports equipment. I’m a father who fills his daughter’s tank（水箱）sometimes at the pump. I have them pay reasonable hobbies, including music downloads, movies, and lunches with friends. After that, I encourage them to save for the long term.

I’ve set up accounts for them to invest in stocks with me and my planners guide them. It’s not much money, but over the years they’ve saved enough that they are able to learn first-hand about danger and return.

“Want to add to your investment account（账户）?” I asked.

“Not really,” my daughter said. “The economy is falling over the time. I don’t want to lose any more money.”

Of course, she’s kind of right. But I don’t want a falling economy to make her afraid to invest.

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