教你玩转储蓄大计：购你所想，无需再等！
A savings goal should include what you want to buy, how much you need to save, when you need to have it by, and how you plan to save. Savings goals, like other goals, can be short-term or long-term. To achieve your savings goal, you may have to decide not to spend your money on other things along the way.
Having a savings goal helps you plan for the things you want. If you don’t have anything specific in mind right now, you can still set a savings goal to help you have the money when you do.
Isabella, a fourth grader, loves to play basketball. She is on a team that plays once a week. She wants to go to basketball camp next summer, but her parents said she had to earn (挣) the money to go. Isabella’s goal is to save $100 by next summer. Isabella has a plan to clean leaves this fall and remove snow from sidewalks in the winter for the people in her neighborhood to earn the money. She has nine months, so she needs to earn about $23 a month to reach her savings goal. With her parents’ permission, she starts to let her neighbors know she is ready to work.
Noah, a fifth grader, is interested in music. He would like to buy an electric guitar. It’s sold for $150. Noah got $25 for his birthday, but still needs $125 more to buy it. He makes $25 a week by walking his neighbors’ dogs and dog sitting after school and on weekends. If he continues to walk his neighbors’ dogs, he will be able to save enough money to buy the guitar in just a few weeks.
It really helps to think about what is important to you, so you can set a savings goal that you want to accomplish. Don’t forget to keep that hard-earned savings in a bank account so you can keep it safe and watch it grow!
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